Build Digital Wallet & Mobile Money Apps

Deploy secure digital wallet apps with contactless NFC payments, stablecoin support, and offline payments (no internet required). Smart TSM enables remote wallet creation, multi-currency provisioning, and balance top-ups over-the-air to eSE/SIM secure elements. Secure e-commerce transactions with hardware-backed authentication.

What Your Platform Provides

Build feature-rich wallet apps with Smart TSM for remote provisioning, stablecoins, offline payments, and hardware-backed security

Digital Wallet Infrastructure

Complete wallet platform supporting multiple currencies, cards, and payment methods with seamless UX.

Contactless Payments

NFC-enabled secure element integration for contactless payments on wearables and mobile devices.

Instant Micropayments

Real-time micropayment processing with minimal fees, perfect for content, services, and IoT monetization.

Bank-Grade Security

Hardware-backed security with tokenization, biometric authentication, and fraud detection.

Cross-Border Transactions

Multi-currency support with competitive FX rates and instant settlement across borders.

Mobile Money Services

Complete mobile money ecosystem with P2P transfers, bill payments, and merchant solutions.

Use Cases

Powering financial inclusion and digital commerce across industries

Mobile Banking

Full-featured mobile banking with account management, transfers, and investment services.

Merchant Payments

Accept payments via QR codes, NFC, or in-app with instant settlement and low fees.

P2P Transfers

Instant person-to-person money transfers with contacts, phone numbers, or QR codes.

Bill Payments

Streamlined utility, subscription, and service payment processing with scheduled payments.

Remittances

Cost-effective international money transfers with transparent fees and real-time tracking.

Content Monetization

Enable creators to monetize content with micropayments for articles, videos, and digital goods.

Technical Specifications

Payment Standards

  • • EMV contactless payment certification
  • • PCI-DSS Level 1 compliant infrastructure
  • • Domestic schemes support
  • • Blockchain integration

Security Features

  • • Hardware-backed secure element storage
  • • Tokenization for card and account protection
  • • Biometric authentication (Face ID, Touch ID, fingerprint)
  • • End-to-end encrypted transactions

Integration & APIs

  • • RESTful APIs for payment processing
  • • SDK for iOS, Android, and web platforms
  • • Banking API integration (Open Banking, SEPA, ACH)
  • • Cryptocurrency wallet support

Ready to revolutionize payments?

Contact our team to learn how our wallet and mobile money platform can power your digital financial services